Financing

Ride Now. Pay Later.

Thanks to our special financing offers, a fantastic new bicycle is within your reach. Increase your buying power, and take home a new bike as well as cycling apparel and equipment today! We offer 6 and 12 month deferred-interest* special financing plans, allowing you to ride now and pay later.

We use US Bank Avvance for our consumer financing. Applying online is quick, convenient, and secure. Qualified buyers can be pre-approved in minutes! You can also visit us and apply in-store. As soon as you’re approved, you can start enjoying all of the benefits of special financing.

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Avvance installment loans are:

Affordable: low-to-no interest rate financing available
Upfront: see qualified installment loan options before any impact to your credit score
Flexible: choose your payment terms
Simple: quick to apply for and easy to manage with autopay
Transparent: no hidden fees

To qualify, the purchase must be over $300.

Flex your finances.

What is Avvance?

Avvance is an installment loan solution to help you finance your purchases. You can see qualified installment loan options before any impact to your credit score. Choose the option that works best for you, right from your device.

How does it work?

When you receive your invoice via email, click "pay invoice". The accepted payment methods include Avvance point of sale lending. When you choose Avvance,, you'll be prompted to fill out an application for real-time approval. If you qualify, select one of the offered installment loans. We'll pay the merchant for the purchase, and you'll pay your monthly installments to U.S. Bank.

Does this involve a credit check?

After entering your information, we will run a "soft" credit check and you will be shown the loan terms you qualify for. If you decide to proceed with an installment loan, we may run a "hard" credit check which will impact your credit file.

How do I manage installments?

After selecting your loan, you can enroll in online banking to manage monthly installments, check balances, get statements and make monthly payments.